Universal Mortgage & Finance 3158 Braverton St, Edgewater, MD21037 In a two story office building behind Sandy Spring Bank, Universal Mortgage & Finance has a 17 year history as a…More direct lender in the mortgage industry, serving real estate professionals, builders and individual homebuyers throughout the state. From purchase to refinance to construction, Universal has an experienced staff offering expertise in every area of mortgage lending. They also offer a special Mortgage Manager service if you are considering refinancing your mortgage. As if that weren't enought, Universal now offers all mortgage services online. That means you can shop loans, review them and apply at your convenience 24 hours a day/7 days a week. Stop in for a free consultation and see how Universal Mortgage & Finance can be the solution to your dreams.